UPV_0033 Financial literacy

Faculty of Education
Autumn 2016
Extent and Intensity
1/2/0. 3 credit(s). Type of Completion: k (colloquium).
Teacher(s)
Ing. Mgr. Miroslava Černá (lecturer)
Mgr. Ing. Peter Marinič, Ph.D. (lecturer)
Guaranteed by
doc. RNDr. Petr Sládek, CSc.
Department of Physics, Chemistry and Vocational Education – Faculty of Education
Contact Person: Jana Jachymiáková
Supplier department: Department of Physics, Chemistry and Vocational Education – Faculty of Education
Timetable
Mon 13:55–16:30 laboratoř 86
Course Enrolment Limitations
The course is only offered to the students of the study fields the course is directly associated with.
fields of study / plans the course is directly associated with
Course objectives
The course Personal Finance is designed as the first introduction for students of all disciplines and specialties to personal and family finances. In the introductory part the course deals with fundamental aspects of personal and family finances and personal and family goals and their planning. The following units are focused on loans, savings and investment, but also on risk and hedging against it, system of payment and electronic banking. Even housing and execution will not be left out. In the context of this course students also receive information on selected areas of personal and family finances over the world. At the end of this course a graduate will be able to: - identify personal and family finances - characterize different types of loans, ways of saving, investment and risk management, insurance products and system of payment products - clarify the tax aspects of personal and family finances - describe financial planning and its stages - compare ownership, cooperative and rental housing - clarify the issue of execution.
Syllabus
  • 1) Introduction to personal and family finances 2) Revenues and expenditures of individuals and families, personal and family assets 3)Personal and family goals and their planning (personal and family goals, when begin to plan family finance, formation and implementation of personal and family financial plan) Financial, capital and money markets. Investment portfolio, its formation and management. 4) Loans (consumer loans, mortgage loans, hired purchase, credit cards, leasing, etc.) 5) Saving (time accounts, savings accounts, building savings, pensions, etc.) 6) Investments (active and passive investment, shares, bonds, shares, index products, etc.) 7) Risk and to insurance against it, insurance (travel, accident, pension, health and life insurance, third party liability, accident insurance, liability insurance, default insurance, insurance against illness, etc.) 8) System of payments. Electronic banking. 9) Housing (own housing funding, advantages and disadvantages of ownership, cooperative and rental housing, insurance and taxes) 10) Investments, savings, loans and taxes 11) Overindebtedness of households 12) Execution (under what circumstances may be imposed, on what and whom may be imposed, how it runs, how to defend against it, rights of a borrower, lender and executor, what to do in case of unqualified execution, etc.) 13) Personal and family finances in the Czech Republic and in the world
Literature
    required literature
  • KOHOUT, Pavel. Investiční strategie pro třetí tisíciletí. 5. přeprac. a rozš. vyd. Praha: Grada, 2008, 287 s. ISBN 9788024725598. info
    recommended literature
  • SYROVÝ, Petr. Financování vlastního bydlení. 5. zcela přeprac. vyd. Praha: Grada, 2009, 143 s. ISBN 9788024723884. URL info
  • FILIP, Miloš. Osobní a rodinné bohatství : kam s penězi. 1. vyd. Praha: C.H.Beck, 2006, xv, 474. ISBN 8071794163. info
  • ŠULC, Jaroslav. Penzijní připojištění. 2., aktualiz. a rozš. vyd. Praha: Grada, 2004, 196 s. ISBN 8024707721. info
  • VYSUŠIL, Jiří and Jiří FOTR. Ekonomika a finance podniku pro manažery. Praha: Eurovia, 1990, 116 s. ISBN 80-901186-7-4. info
    not specified
  • CALLAGHAN, G.; FRIBBANCE, I.; HIGGINSON, M. Personal Finance. John Wiley & Sons, 2006. 472 s. ISBN-13: 978-0-470-02855-1.
  • FILIP, Miloš. Osobní a rodinné bohatství : jak se dobře zajistit. Vyd. 1. V Praze: C.H. Beck, 2006, xi, 273. ISBN 807179466X. info
  • SYROVÝ, Petr and Martin NOVOTNÝ. Osobní a rodinné finance. 2. aktualiz. vyd. Praha: Grada, 2005, 176 s. ISBN 8024710986. info
  • ZNAMENÁČEK, Martin. Čínská ekonomika : hlavní změny a perspektiva. Vyd. 1. Praha: Vysoká škola ekonomická v Praze, 1996, 105 s. ISBN 8070798475. info
  • SUCHÁ, Jana. Podnikatelský záměr - ekonomika a finance. 1. vyd. Praha: Pragoeduca, 1994, 54 s. ISBN 80-85856-11-5. info
Teaching methods
lecture discussion essay
Assessment methods
The course has a form of lectures. A submitted semester paper (POT) will be assessed either passed or failed. Requirements for admission to the test are the following: - submission of semester paper (POT) assessed as passed. The course is completed by a written test. If a student commits a prohibited act, such as using various forbidden tools (e.g. cheatsheets), cribbing, taking out any part of the test or any other form of cheating, the teacher is allowed to interrupt the test and to grade the student with F according to the seriousness of the offence. The described procedure applies to all the activities that are included in the final evaluation of the course (semester paper).
Language of instruction
Czech
Further Comments
Study Materials
The course is taught annually.
The course is also listed under the following terms Autumn 2013, Autumn 2014, Autumn 2015, Autumn 2017.
  • Enrolment Statistics (Autumn 2016, recent)
  • Permalink: https://is.muni.cz/course/ped/autumn2016/UPV_0033