česky | in English
1. Highlighting the stages of the historical development of e.money in different legal systems.
2. Identifying the provisions of electronic money issuance, through recognising the legal nature of e. money, in the light of the law and jurisprudence and identifying the types of e. money (E .purse. E.cash).
3. The legal obligations arising from the contracts governing the relationship among the parties concerned as for e.money and these parties are The bank, the merchant and the customer.
4. Showing the provisions that evidence transactions in e. money, especially in light of the multiplicity of relations arising from this money.
5. Showing the provisions on methods of resolving disputes that might arise among the parties to e.money either by litigation or arbitration.
1- Ir. A. A. P. Schudelaro, Electronic payment, Computer law & security report, Vol.17. No. 2. 2001
2- Andres Guadamuz, Electronic money: A viable payment system?, School of Law, University of Edinburgh, p 5. avaliable at: www.era.lib.ed.ac.uk/bitstream/1842/2255/1/ electronicmoney.pdf
3- Andres Guadamuz, Electronic money: A viable payment system?, School of Law, University of Edinburgh, p 5. avaliable at: www.era.lib.ed.ac.uk/bitstream/1842/2255/1/ electronicmoney.pdf
4- Apostolos Ath. Gkoutzinis, Internet banking and the law in Europe, Cambridge university press, First published, 2006
5- Benjamin Geva, Recent international developments in the law of negotiable instruments and Payment and Settlement Systems, Texas international law journal, VOL. 42:685, 2007
6- Central bank of Malta, Electronic payment services, Central bank of Malta Act (Cap. 204), Directive No 4 January 2008, p 3. available at:
7- Fed. Banking L. Rep. (CCH) 81, 101 (August 19, 1996) (where a national bank was providing a closed stored value system to an institutional customer, the bank could as part of that service also provide system participants with certain hardware and software to be used for the stored value functions ; the equipment was not viewed as a separate product or service), available at: www.occ.treas.gov/interp/dec99/ca339.pdf
8- Gennady Medvinsky, B. Clifford Neuman, Net Cash: A design for practical electronic currency on the internet, Information Sciences Institute, University of Southern California,1993.
9- Haibo Huang; Op, Cit, p. 1; Simon Newman, Gavin Sutter, electronic payments-the smart card, Computer Law& Security Report Vol. 18 no. 5 2002
10- Interagency council issues guidance on electronic financial services and consumer compliance, Federal Financial Institutions Examination Council, 1998, http://www.ffiec.gov/pr071598.htm