Review Test PJI2A Intelligent Business: Unit 13 – Banking +------------------------------------------------------------------------+ |Name: | |------------------------------------------------------------------------| |Teacher: | TOTAL | | |--------------------------------------------| | MARK | | Number of points (max. 100 points) |(60 points to pass)| | |--------------------------------------------+-------------------+-------| |I. Listening: | |III. Grammar: | | | | |----------------+-----+----------------+----| | | |II. Vocabulary: | |IV. Translation:| | | | +------------------------------------------------------------------------+ +-----------------------------------------------------------------------------------+ | | | | | | |I. Listening: (max. 20 points) | | points | |-----------------------------------------------------------------------------------| | | | | | ------------------------ | +-----------------------------------------------------------------------------------+ +--------------------------------------------------------------------------------------------+ | | | | | | |II. Vocabulary: (max. 34 points) points | |--------------------------------------------------------------------------------------------| |A. Translate the following expressions into English: | | (2 points each) | | | | | | | |mít pochyby o domnělém vžitém názoru – ________________________________________ úroková míra| |založená na ohodnocení rizika – _____________________________________ využít potenciál | |vysoce rizikové půjčky – _________________________________________ úvěrové zdroje jištěné | |zárukou – _______________________________________________ být shovívavý k mikroúvěrům a | |zadluženosti podniků – ______________________________ provést bankovní transakci na pobočce | |– _________________________________________ získat rozsáhlou kontrolu nad spravovaným fondem| |– _______________________________ kótovaná banka pro drobné střadatele – | |__________________________________________ | | | | | | | |B. Write expressions the following definitions refer to: | | (2 points each) | | | |1. money that is invested in a new company to help it develop or expand, which may | |involve a lot of risk but can also bring good profits: | | | | | | | |2. the activity of controlling a group of investments with the aim of making the most| |profit with the least risk: | | | | | | | |C. Complete the sentence with one of the following phrases and translate the selected | |phrase: (2 points each) | | | | SAVINGS, MONETARY POLICY, CHECKBOOK, | | AFFILIATE, ASSET MANAGEMENT, COERCION | | | |1. The biggest investment bank had to close its ________________________ because of | |its insolvency. | | | | In Czech or Slovak: _____________________________________ | | | | | | | |2. It is illegal to use ________________________ to make debtors repay their debts | |before they are due. | | | | In Czech or Slovak: _____________________________________ | | | | | | | |3. We provide the service of ___________________________ for investors and investment| |funds. | | | | In Czech or Slovak: _____________________________________ | | | | | | | |D. Complete the sentences with correct forms of the following verbs; some verbs are not | |used: (1 point each) | | | | MAKE A HABIT – CHARGE – EXERT – IMPLEMENT | | | | ISSUE – PUT FORWARD – SOAR – SEEK DAMAGES | | | |1. Monetary policy _____________________________ by the central bank in this country.| | | |2. If you borrow some money, the bank will definitely _____________________________ | |interest. | | | |3. The management _____________________________ a proposal concerning hiring more | |staff. | | | |4. Moneylenders frequently ___________________________ their influence on the | |interest borrowers have to pay. | | | | | | | |E. Complete each sentence with a word made from the word given in brackets. | | (1 point each) | | | |1. Stability and prosperity help increase market _________________________. (CREDIT) | | | |2. The bank ______________________________ that it had made some loss-making loans. | |(KNOW) | | | |3. The potential of the Chinese market is still rather | |_______________________________. (TAP) | | | |4. I think the ______________________________ will soon be approved of. (ACQUIRE) | +--------------------------------------------------------------------------------------------+ +--------------------------------------------------------------------------------------------------------------------------------------------+ | | | | | | |III. Grammar: (max. 30 points) points | |--------------------------------------------------------------------------------------------------------------------------------------------| |A. Fill in the gaps with a suitable preposition or adverbial, if necessary: (1 point each) | | | |1. Let me talk __________ behalf __________ the company’s management now. | | | |2. The interest payment __________ your loan has to be conducted every month. | | | |3. Our bank can arrange __________ you to borrow a big sum of money. | | | |4. The institution acts __________ a financial adviser __________ investments. | | | |5. Some people in Africa have to live __________ less than $5 a month! | | | |6. The insurance company will approach you __________ the damage investigation. | | | | | | | |B. Rewrite the sentences with the given words so that they mean the same as the original ones: (3 points each) | | | |1. There are many factors that influence the demand. They include price and quality. | | | |There are many factors that influence the demand. ____________ include price and quality. | | | |2. He presented his view. But this view was unacceptable for us. | | | |He presented his view but ________________________________ was unacceptable for us. | | | |3. We produce cars in all colors. However, we are now out of red cars. | | | |We produce cars in all colors. However, we are now out of the ______________________. | | | | | | | |C. Put the VERBS and other words in brackets into their correct forms, add prepositions, particles or auxiliary verbs if necessary. You may| |need to use the passive forms of the verbs: (1 point each) | | | |It is always _______________________________________ (worth, try, attract) new clients for banks because these will bring money to them. | |Banks will ____________________ ____________________ (hard, deny, give priority) rich clients but they can’t _________ __________________ | |(refuse, aim) others either. _____________________________ ________________ (be used, treat) safe institutions they want to make use of this| |reputation and _________________________________ (start, offer) a new range of banking services. However, banks | |______________________________________________ (recent, warn, clients, not, use) internet banking since the security has become a problem. | |It is obvious that clients have to ________________________________________________ (teach, and, train, secure) their computers. Anyway, | |people __________________ ___________________________ (enjoy, spend, money) various goods and nobody can | |________________________________________ (prevent, they, do) so. | | | |D. Choose suitable words or phrases that can complete each sentence. The number of correct answers is 0 – 4. | | | | | | (2 points each) | | | |1. You can choose between IBM and Dell. _______ is cheaper while _______ looks better. | | | | A: A former ... a latter B: The former ... the later | | | | C: The latter ... a former D: The first ... another | | | |2. Do you like movies? I like especially __________________. | | | | A: the old ones B: old one | | | | C: old ones D: old those | | | |3. It’s absolutely impossible to hire __________________ person. | | | | A: such irresponsible B: such the irresponsible | | | | C: such a irresponsible D: a such irresponsible | +--------------------------------------------------------------------------------------------------------------------------------------------+ +--------------------------------------------------------------------------------------------+ | | | | | | |IV. Translation: (max. 16 points) points | |--------------------------------------------------------------------------------------------| |Translate the following sentences into | |English: (8 points | |each) | | | | | | | |Dvě nejběžnější služby, které jsou poskytovány bankovními institucemi, zahrnují poskytování | |půjček a vedení běžných účtů; ta první dovoluje firmám investovat a ta druhá se zaměřuje na | |správu jejich aktiv a portfólií. | | | | | | | |_________________________________________________________________________ | | | | | | | |_________________________________________________________________________ | | | | | | | |_________________________________________________________________________ | | | |_________________________________________________________________________ | | | | | | | |Jakákoliv fúze nebo převzetí v bankovním sektoru musí být schválena centrální bankou, která | |kromě toho v rámci měnové politiky dohlíží také na stabilitu měny; jejím hlavním hodnotícím | |kritériem je inflace, která by neměla trvale překročit úroveň 2 %. | | | | | | | |_________________________________________________________________________ | | | | | | | |_________________________________________________________________________ | | | | | | | |_________________________________________________________________________ | | | |_________________________________________________________________________ | | | | | +--------------------------------------------------------------------------------------------+