CHAPTER 11
At the Bank
Jane needs lo open checking and savings accounts, while Ben has to deposit and change money. In this chapter we will practice how to ask bank tellers to help with banking matters.
Opening a Bank Account
Jane is talking with a bank teller about opening some bank accounts.
Bank Teller:    Cháo chj.
Chôw chee. Hello.
Jane: Cháo anh. Tôi muón m (V mpt tái khoän tiet kiem.
Chôw aing. Toh-ee rnoo-óhn múh moht tái khwáhn tyét kyem.
Hi. I'd like to open a savings account. Bank Teller:   Chi muon gúi váo bao nhiéu tién?
Chee moo-úhn gťih-ee vôw bow nyew tyén?
How much do you want to deposit? Jane: Näm tram dô ticn mat.
Nam jam doh tyén mat.
Five hundred dollars in cash. Bank Teller:    Chi có dem theo giáy tct tuy than không?
Chee káw dem lhe-oo yáy tuh twee than khohyng?
Do you have any identification? Jane: Tôi có hô chiéu vä thé ngoai kiéu vói dja chĺ hien tai.
Toh-ee káw hoh chyéw váh thé ngwai kyéw vúh-ee dee-a chée hyen tai.
1 have my passport and my alien registration card with my
current address.
Bank Teller:   Tôt läm. Xin chj dien vä ký váo mäu don näy.
Tóht lám. Seen chee dyén váh kée vôw môh-oo duhn näh-ee.
Very good. Please fill this form out and then sign it. Jane: Côn gi níí'a không?
Käwnyée núh-a khohng?
Is there anything else? Bank Teller:    Da xong rôi. Chi có can gi nu*a không?
Yah sawng rôh-ee. Chee káw kirn yee niih-a khohng?
It's done. Do you need anything else?
12£   chapter 11
atthe bank 123
Jane:
Bank Teller:
Jane:
Bank Teller:
Jane:
Bank Teller:
Jane:
Bank Teller:
Tói cüng muön mö' möt täi khoän giao djch.
Toh-ee köong moo-óhn muh night täi khwuhnyowye.dk.
I also want to open a checking account.
Da fluoc. Xin chi chir möt lát. Vá flay lä thě rút tlen mát cůa
chj. Bäy giü' xin chi tu chon mfi só cá nhán trén ban phím nay.
Yah duh-ak. Seen chee chüh moht láht. Väh day läh thě róot tyěn mat kóo-a chee. Bayyüh seen chee tuh chgwn mäh söh káh nyun jayn báhnféem nah-ee.
Sure. Please wait a moment. And here is your ATM card. Now
please choose your PIN on this keyboard.
Töi phäi chon may so mói an toän?
Toh-eefůi chgwn máy sáh múh-ee ahn twähn?
How many digits do 1 have lo select to be safe?
Sán so cöng fluffc roi.
Sáh-oo sóh köong duh-ak röh-ee.
Six digits will be fine.
Bay gio" töi có thě rút tién ttiroc roi, phäi khöng?
Bayyüh toh-ee Icáw théh róot tyěn duh-ak roh-ee, fái khohng?
1 can withdraw some money now, is that right?
Da, chi có the den máy rút tien tir dong näo cüng čtuwc.
Yah, chee káw thěh dáyn máh-ee róot tyěn tuh dohng nöw köong duh-ak Yes, you can go to any ATM, Cam cm anh. Káhm uhn aing. Thank you.
Da khöng có chi. Chäo chj.
Yah khohng káw chee. Chów chee. You're welcome. Goodbye.
VOCABULARY AND PHRASES		
mö'	müh	open (verb)
täi khoän	täi khwähn	account
tiét kiem	tyet kyem	savings
gůi väo	güh-ee vöw	deposit (verb)
dö	doh	dollar
tién mat	tyen mat	cash (noun)
dem theo	dem the-oo	bring along
giäy tö' tüy thfin	yäy tüh twee thun	identification papers
hó chiéu	höh chyew	passport
the	the	card
the ngoai kiěu	the ngwai kyew	alien registration card
d ja chi	dee-a chee	address
hi§n tai	hyen tai	current
dien	dyen	fill out
H	kee	sign (verb)
mau don	moh-oo duhn	form (noun)
gi ntřa	yee nüh-a	anything else
xong röi	sawng roh-ee	done, finished
giao dich	yow yeek	checking
rút tiěn	root tyen	withdraw money
thé rút tiěn mät	the root tyen mat	ATM card
tu1	tuh	oneself
chon	chgwn	select
mä so cá nhän	mäh söh käh nyun	PIN
bán phim	bähnfeem	keyboard
an toän	ahn twähn	safe
có the... diroc	käw iheh ... duh-ak	can (emphatic)
phäi khöng?	fäi khohng?	is that right?
máy rút tiěn ttr dong	mäh-ee röot tyen tuh dohng	ATM
thě cir trú	the kuh jöo	a residence card
124   chapter 11
atthe bank 125
PATTERN PRACTICE 1
■ Do you have any identification?
Chi
Chee You
co
kdw yes
dem theo
dem the-oo bring along
giay tit tuy than khong?
ydy tuh twee thun khohng? papers identification no?
T have my passport.
Toi	CO	ho chieu.
Toh-ee	käw	hoh chyew.
I	have	a passport.
Toi	CO	bang läi.
Toh-ee	käw	bang läi.
I	have	a driver's license.
Toi	c6	the cu' tru.
Toh-ee	käw	the kith/60.
I	have	a residence card.
GRAMMAR NOTE
J The Word M6M = "Just" or 'Then"
M6i (muh-ee), or "just (a short time ago)" when between a subject and verb of a sentence, can also link clauses and phrases, and means "then" or "consequently".
PATTERN PRACTICE 2
■ How many digits do I have to select to be safe?
Toi phäi	clion	may	so	moi	an loan?
Toh-ee fäi	chawn	may	sah	müh-ee	ahn twahri?
I have to	select	how many	digits	then	safe?
Töi phäi	cho1	may	"gay	m6i	nhan duoc the?
Toh-ee fäi	chiih	may	ngäh-ee	müh-ee	nyun duh-ak the?
1 have to	wait	how many	days	then	receive card?
Toi phäi	dien	may	man don	moi	xong thu tnc?
Toh-ee fäi	dyen	may	moh-00 duhn	müh-ee	sawng thoo took?
I have to	fill out how many		forms	then	finish procedure?
Six dibits will be fine. Sau sö cüng duffc roi.
Sah-00 söh köong duh-ak roh-ee. Six digits also okay already.
Khoang n3m ngay lam vice.
Khwahng nam ngah-ee lahrn vyek. About five days business.
Hai mau don thoi.
Hai moh-00 duhn thoh-ee. Two forms only.
EXERCISE SET1
Practice the following conversation:
You: Hello. (She is younger than your parents.)
Bank Teller: Do you have any identification?
You: 1 have my residence card and my passport.
Bank Teller: Very good. Now please fill out and sign this form.
EXERCISE SET 2
Practice the following conversation:
You: How many forms do I have to fill out to complete the procedure?
Bank Teller: Only two. You: Very good.
Bank Teller: Here is your cash card. Now please select your PIN on this keyboard. You: How many digits should I select to be safe?
Bank Teller:  Six will be fine.
126   chapter 11
at the bank 127
■iMwcwma Depositing 8 Exchanging Money
Ben is talking with a bank teller.
Bank Teller:    Cháo anh.
Chów aing. Hello.
Ben: Cháo chj. Toi muon gui so tiěn náy váo tái khoán tiét krém.
Chów chce. Toh-ee moo-óhn báw sóh tyěn náh-ee vów tái khwáhn tyét kyem.
Hi. I'd like to deposit this sum of money into my savings account. Bank Teller:   Xin anh cho xem the rút tiěn mát.
Seen aing chaw sem the root tyěn mat.
Please let me see your ATM card. Ben: Xin 16i chi. Toi quěn dem theo the. Co each náo chj giúp tói
duirc killing?
Seen loh-ee chee. Toh-ee kwayn dem the-oo thě. Káw káik now cheeyóop toh-ee duh-ak khohng?
I'm sorry. I forgot to bring my card. Is there any way you can help me? Bank Teller:    Anh có the cho xem giáy to" ruy than.
Aing káw thěh chaw sem yáy tuh twěe thun.
Please show me your identification papers. (Literally, "You can
show me ....") Ben: Tói có thě cu' trú.
Toh-ee káw the cuh jóo.
I have my residence card. Bank Teller:   The cir trú cung duffe. Báy gió1 xin anh diěn váo mau den náy.
Thě hůl jóo kdong duh-ak. Bayyith seen aing dyěn vów moh-oo
duhn náh-ee.
Your residence card will be fine. Now please fill out this form. The bank teller proceeds to count the money.
Bank Teller:    Hai trám dó, phái khóng?
Hai jam doh, fái khohng?
Two hundred dollars, is that right? Ben: Phái. A náy, hói suát hóm nay lá bao nhiéu?
Fái. Ah náh-ee, hóh-ee swůt hohm nah-ee láh bow nyew?
Right. By the way, what's the exchange rate today? Bank Teller:    Hai miroi mót ngán dóng cho m§t dó.
Hai muh-a-ee móht ngáhn dóhng chaw moht doh.
Twenty-one thousand dong to the dollar.
Ben:
Bank Teller:
Ben:
Bank Teller:
Ben:
Bank Teller:
Ben:
Phäi. Tôi mnou doi môt trám dô.
Fái. Toh-ee moo-óhn dóh-ee moht jam doh.
Right. I'd like to exchange one hundred dollars.
Da day. Xin anh dém lai tién xem có du chua.
Yah day. Seen aing dáym lai tyén sem káw dóo chiih-a.
Here you are. Please count the money and make sure that it's all there.
Tot lám. Bú cä.
Tóht lám. Doo káh.
Very good. It's all there.
Anh cán gi níŕa không?
Aing kun yée nuh-a khohng?
Do you need anything else?
Cho tôi xin bién lai.
Chaw toh-ee seen byen lai.
I'd like a receipt, please.
Da day. Cam on anh dä dén ngän häng näy.
Yah day. Káhm uhn aing däh dáyn ngun háhng náy-ee.
Here you are. Thanks for coming to this bank.
Không có chi. Chäo chi.
Khohng káw chee. Chów chee.
You're welcome. Goodbye.
VOCABULARY AND PHRASES		
so tien	sóh tyén	sum of money
quěn	kwayn	forget
phäi	fái	right, correct
hôi suát	hóh-ee swút	exchange rate
doi	dóh-ee	exchange (verb)
drní lai	dáym lai	count
xem	sem	see if, make sure
bién lai	byen lai	receipt
chuyén tiěn	chwén tyén	transfer money
liliím tien	nyun tyěn	receive money
Iŕ phí	lehfée	fee
128   chapter 11
PATTERN PRACTICE 1
■ I forgot to bring my card. Is there any way you can help me? Toi quén dem theo the. Có each náo chi giúp toi duwe khöng?
Toh-ee kwayn dem the-oo thě. Káw káik nöw cheeyóop toh-ee duh-ak khohng? I forgot bring along card. There is way which you can help me no?
Hö chiéu cua toi bi än cáp. Có each näo ch| giúp toi duoc khöng?
Höh chyéw köo-a toh-ee bee an káp. Káw káik nöw cheeyóop toh-ee duh-ak khohng?
Passport of I passive voice marker stolen. There is way which you can help me no?
Tói mát giäy tčrtůy than. Có each näo chj giúp toi dupe kh6iig?
Toh-ee mútyáy tüh twěe thun. Káw káik nöw cheeyóop toh-ee duh-ak khohng? I lost papers identification. There is way which you can help lue no?
■ Please show me your identification papers. Ann có the cho xcm giäy to1 tuy than.
Aing káw thěh      chaw sem yáy tuh twěe thun. You can show papers identification.
Anh có thi důng thě or trú hoäc thě ngoai kiéu.
Aing káw thěh      yöong the cuh jóo hwak thě ngwai kyěw. You can use card residence or card alien registration.
Anh có thě nói chuyen vói giám doc quän lý ngän häng.
Aing káw thěh      nóy chwyen vúh-eeyáhm dóhk kwáhn lée ngun hahng. You can talk with manager bank.
PATTERN PRACTICE 2
Please count the money and make sure that it's all there.		
Xin dem lai tien	xem	co du chua.
Seen daym lai (yen	sem	kdw doo chuh-a.
Please count money	see if	there is all yet.
Xin kie'm tra lai giay to*	xem	co thieu gi khong.
Seen kyem jah laiyäy tüh	sem	kdw thyew yee khohng.
Please look over papers	see if	there is missing anything no.
Xin nhin lai cäc mlu don	xcm	da ky het chua.
Seen nheen lai kdhk möh-oo duhn	sem	dah kee hayt chuh-a.
Please look at plural marker form	see if	past tense marker sign all yet.
It's all there. Dii ca. Döo hah. Enough all.
Cön thigu the or trii.
Käwn thyew the kuh jöo. Still missing card residence.
Ky het roi.
Kee hayt roh-ee. Sign all already.
EXERCISE SET 3
Practice the following conversation.
You: I'd like to deposit 400 dollars into my savings account.
Bank Teller:   Do you have any identification'.'
You: I'm sorry. I forgot to bring my identification papers. Is there any
way you can help me? Bank Teller:   You can talk with the bank manager.
EXERCISE SET 4
Practice the following conversation.
You: What's the exchange rate today?
Bank Teller: Twenty-four thousand dong to the dollar.
You: I'd like to exchange two hundred dollars.
Bank Teller: Do you have your cash card?
You; I'm sorry. I forgot to bring it, but I have my passport.
Bank Teller: Very good. Now please fill out this form... Here's the money. Please
count it and make sure that it's all there.
You: Very good. It's all there. I'd like a receipt, please.
efm y kien ciia Hoa ve email nay.
I need your opinion of this email.
Chäo anh Quy.
Vq- chfing anh cr> khöe khong?
Thw bay nay, neu anh chi ränh
tfii xin mm anh chi di an toi 6' Nha
Häng Ngon. Lau roi chüng ta chu'a
co dip gap nhau. Cam o'n anh
va mong thu' ciia anh.
Than men,
Jane.
"Hi Quy. How are you and your wife doing? This Saturday, if both of you are free, I would like to invite you to have dinner at Ngon Restaurant. We haven't had the chance to meet for so long. Thank you and hope to hear from you soon. Affectionately, Jane.'