BPF_OSFI Personal finance

Faculty of Economics and Administration
Spring 2010
Extent and Intensity
2/2. 8 credit(s). Type of Completion: zk (examination).
Ing. Gabriela Oškrdalová, Ph.D. (lecturer)
doc. Ing. Martin Svoboda, Ph.D. (lecturer)
Ing. Dionýz Horváth (seminar tutor)
Ing. Petr Málek (seminar tutor)
Ing. Peter Mokrička, Ph.D. (seminar tutor)
Ing. Gabriela Oškrdalová, Ph.D. (seminar tutor)
Ing. Miroslava Šikulová (seminar tutor)
Guaranteed by
Ing. Gabriela Oškrdalová, Ph.D.
Department of Finance - Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Wed 12:50–14:30 P101
  • Timetable of Seminar Groups:
BPF_OSFI/01: Thu 11:05–12:45 P106, G. Oškrdalová
BPF_OSFI/02: Thu 12:50–14:30 P106, G. Oškrdalová
BPF_OSFI/03: Mon 9:20–11:00 P403, P. Mokrička
BPF_OSFI/04: Mon 14:35–16:15 P201, P. Mokrička
BPF_OSFI/05: Mon 16:20–17:55 P201, P. Mokrička
BPF_OSFI/06: Mon 18:00–19:35 P201, P. Mokrička
BPF_OSFI/07: Tue 18:00–19:35 P106, D. Horváth
BPF_OSFI/08: Wed 16:20–17:55 P304, P. Málek
BPF_OSFI/09: Wed 18:00–19:35 P312, P. Málek
BPF_OSFI/10: Thu 9:20–11:00 P403, G. Oškrdalová
BPF_OSFI/11: Thu 15:30–17:05 P403, M. Šikulová
BPF_OSFI/12: Thu 17:10–18:45 P403, M. Šikulová
BPF_OSFI/13: Fri 9:20–11:00 P403, P. Mokrička
BPF_OSFI/14: Fri 11:05–12:45 P102, P. Mokrička
BPF_OSFI/15: Wed 18:00–19:35 P304, D. Horváth
Course Enrolment Limitations
The course is also offered to the students of the fields other than those the course is directly associated with.
The capacity limit for the course is 453 student(s).
Current registration and enrolment status: enrolled: 0/453, only registered: 0/453, only registered with preference (fields directly associated with the programme): 0/453
fields of study / plans the course is directly associated with
Course objectives
At the end of this course a graduate will be able to: - identify personal and family finances - characterize different types of loans, ways of saving, investment and risk management, insurance products and system of payment products - clarify the tax aspects of personal and family finances - describe financial planning and its stages - compare ownership, cooperative and rental housing - clarify the issue of execution.
  • 1) Personal and family finances (revenues and expenditures of individuals and families, personal and family assets, interest running, inflation and defence against it, the value of money over time, etc.) 2) Financial, capital and money markets. Investment portfolio, its formation and management. 3) Loans (consumer loans, mortgage loans, hired purchase, credit cards, leasing, etc.) 4) Saving (time accounts, savings accounts, building savings, pensions, etc.) 5) Investments (active and passive investment, shares, bonds, shares, index products, etc.) 6) Investments, savings and taxes 7) Risk and to insurance against it 8) Insurance (travel, accident, pension, health and life insurance, third party liability, accident insurance, liability insurance, default insurance, insurance against illness, etc.) 9) System of payments. Electronic banking. 10) Housing (own housing funding, advantages and disadvantages of ownership, cooperative and rental housing, insurance and taxes) 11) Personal and family goals and their planning (personal and family goals, when begin to plan family finance, formation and implementation of personal and family financial plan) 12) Execution (under what circumstances may be imposed, on what and whom may be imposed, how it runs, how to defend against it, rights of a borrower, lender and executor, what to do in case of unqualified execution, etc.) 13) Personal and family finances in the Czech Republic and in the world
  • CALLAGHAN, G.; FRIBBANCE, I.; HIGGINSON, M. Personal Finance. John Wiley & Sons, 2006. 472 s. ISBN-13: 978-0-470-02855-1.
  • SYROVÝ, Petr. Financování vlastního bydlení. 5. zcela přeprac. vyd. Praha: Grada, 2009. 143 s. ISBN 9788024723884. info
  • KOHOUT, Pavel. Investiční strategie pro třetí tisíciletí. 5. přeprac. a rozš. vyd. Praha: Grada, 2008. 287 s. ISBN 9788024725598. info
  • FILIP, Miloš. Osobní a rodinné bohatství : jak chytře investovat. Vyd. 1. Praha: C.H. Beck, 2006. xiii, 381. ISBN 8071795232. info
  • FILIP, Miloš. Osobní a rodinné bohatství : jak se dobře zajistit. Vyd. 1. V Praze: C.H. Beck, 2006. xi, 273. ISBN 807179466X. info
  • FILIP, Miloš. Osobní a rodinné bohatství : kam s penězi. 1. vyd. Praha: C.H.Beck, 2006. xv, 474. ISBN 8071794163. info
  • SYROVÝ, Petr and Martin NOVOTNÝ. Osobní a rodinné finance. 2. aktualiz. vyd. Praha: Grada, 2005. 176 s. ISBN 8024710986. info
  • ŠULC, Jaroslav. Penzijní připojištění. 2., aktualiz. a rozš. vyd. Praha: Grada, 2004. 196 s. ISBN 8024707721. info
Teaching methods
lectures, seminars - processing and presentation of a seminar project, class discussion, example solution
Assessment methods
The check tests will be written in seminars during the 7th and the 12th week of semester. For each test up to 50 points can be obtained (a total of 100 points). Processing, submission and the presentation of a seminar project will be assessed as passed or failed. Requirements for admission to the test: - obtaining at least 60 points from the check tests (therefore 60% success rate) - seminar work assessment as „passed“. The course is successfully completed with a written test. If a student frauds during the test (copying, the participation of other persons on the test), he may be granted classification F.
Language of instruction
Further comments (probably available only in Czech)
The course is taught annually.
Credit evaluation note: k = 1,5.
The course is also listed under the following terms Spring 2011, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2016, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021.
  • Enrolment Statistics (Spring 2010, recent)
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