SPONEROVÁ, Martina and Miroslav SPONER. Bank Risk-taking in Connection with Interest Rates. In SGEM International Multidisciplinary Scientific Conferences on Social Sciences and Arts, Secretariat Bureau. Proceedings of the 3rd International Multidisciplinary Scientific Conference Social Sciences & Arts SGEM 2016, Book 2, Volume 3. Sofia, Bulgaria: SGEM International Multidisciplinary Scientific Conferences on Social Sciences and Arts, 2016, p. 65-72. ISBN 978-619-7105-74-2.
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Basic information
Original name Bank Risk-taking in Connection with Interest Rates
Authors SPONEROVÁ, Martina (203 Czech Republic, guarantor, belonging to the institution) and Miroslav SPONER (203 Czech Republic).
Edition Sofia, Bulgaria, Proceedings of the 3rd International Multidisciplinary Scientific Conference Social Sciences & Arts SGEM 2016, Book 2, Volume 3, p. 65-72, 8 pp. 2016.
Publisher SGEM International Multidisciplinary Scientific Conferences on Social Sciences and Arts
Other information
Original language English
Type of outcome Proceedings paper
Field of Study 50200 5.2 Economics and Business
Country of publisher Bulgaria
Confidentiality degree is not subject to a state or trade secret
Publication form printed version "print"
WWW SGEM International Multidisciplinary Scientific Conferences on Social Sciences and Arts
RIV identification code RIV/00216224:14560/16:00091163
Organization unit Faculty of Economics and Administration
ISBN 978-619-7105-74-2
UT WoS 000395727000009
Keywords in English interest rate; risk-taking; banking industry; non-performing loan; profitability
Tags International impact, Reviewed
Changed by Changed by: Ing. Martina Sponerová, Ph.D., učo 136615. Changed: 7/3/2018 12:00.
Abstract
The gradual decrease of interest rates is noticed from the beginning of 2000 to the present. It caused that the risk-taking appetite of banks increased and banks have softened their lending standards. We examine the impact of interest rates on bank risk-taking and on the profitability of banks in this paper. The research is applied on four biggest banks in the Czech Republic and their sister companies operating in a country where the whole group of financial institutions is established. We compare the results and answer following questions. Do low interest rates increase risk-taking appetite of banks in Czech Republic equally as of their sister companies? How Czech banks faces to low interest rates in connection with profitability comparing to their sister companies?
Links
MUNI/A/1025/2015, interní kód MUName: Hrozby a výzvy prostředí přetrvávajících nízkých úrokových sazeb pro vývoj a stabilitu finančního systému (Acronym: FinStabilita)
Investor: Masaryk University, Category A
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