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@article{2361703, author = {Coufalová, Lucie}, article_location = {ENGLAND}, doi = {http://dx.doi.org/10.1080/00076791.2023.2298348}, keywords = {Access to credit; oral history; transition; SOEs; de novo firms; bankers; pressure; credit for permanently revolving stocks; credit history; contacts; corruption; Czechoslovakia}, language = {eng}, issn = {0007-6791}, journal = {BUSINESS HISTORY}, title = {Access to bank loans in economic transition: An oral history approach}, year = {2024} }
TY - JOUR ID - 2361703 AU - Coufalová, Lucie PY - 2024 TI - Access to bank loans in economic transition: An oral history approach JF - BUSINESS HISTORY SP - 1-26 EP - 1-26 PB - ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD SN - 00076791 KW - Access to credit KW - oral history KW - transition KW - SOEs KW - de novo firms KW - bankers KW - pressure KW - credit for permanently revolving stocks KW - credit history KW - contacts KW - corruption KW - Czechoslovakia N2 - By means of the oral history method, this paper examines the factors that facilitated access to loans in the early years of Czechoslovak transition. Giving voice to entrepreneurs, bankers, and policymakers, I show that the research based on this approach is complementary to scholarly written literature, as it fills in the gaps and offers the human dimension of historical events. The oral history narratives are an essential part of the historical discourse and have enormous potential for explaining and understanding the experience of businessmen and bankers in periods of huge turmoil such as pivoting from a centrally planned economy to capitalism. Three dominant motifs emerged in our interviews that relate to who got credit in the early years of transition: (1) pressure from the government; (2) the debts from socialism and other criteria for granting loans; and finally (3) social capital and corruption. ER -
COUFALOVÁ, Lucie. Access to bank loans in economic transition: An oral history approach. \textit{BUSINESS HISTORY}. ENGLAND: ROUTLEDGE JOURNALS, TAYLOR \&{} FRANCIS LTD, 2024, p.~1-26. ISSN~0007-6791. Available from: https://dx.doi.org/10.1080/00076791.2023.2298348.
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