     65 a
      1 able
      6 about
      1 actually
      4 administration
      4 ads
      1 adv
      3 advertise
      6 advertising
      5 advisor
      1 afford
      1 again
      1 agree
      4 all
      1 alone
      1 also
      3 always
     16 amount
      1 amounts
      4 an
      2 analyst
     49 and
      1 another
     15 any
      1 anybody
      2 are
      2 area
      1 argument
      3 as
      1 asking
      4 at
      1 ave
      1 aware
      4 back
      1 bank
      1 bay
     25 be
      7 because
      4 been
      2 begin
      1 beginning
      2 best
      1 better
      1 biggest
      2 bills
      2 blah
      1 blank
      1 boy
      1 bu
     28 business
     15 but
      2 buy
      1 buying
      1 by
      1 c
      1 california
      1 called
      2 calling
      2 can
      2 can't
      4 capital
      1 capitalists
      2 cars
      1 case
      5 'cause
      2 certainly
      4 challenge
      1 changed
      1 check
      1 clearly
      2 collateral
      3 coming
      1 commercials
      1 complicated
      1 consult
      1 control
      8 [cough]
     15 could
      2 couldn't
      1 counseling
      2 counselor
      1 country
      1 crucial
      1 customers
      1 day
      1 decisions
      3 definitely
      1 depending
      1 did
      3 didn't
      1 differently
      2 difficult
      1 divi
      1 divide
     13 do
      5 doing
      4 dollars
      2 done
     10 don't
      2 easily
      1 easy
      1 eight
      1 electricity
      1 embarcadero
      1 ended
      1 enjoyed
      2 enough
      1 ev
      6 even
      1 every
      5 everything
      1 expect
      5 expensive
      1 extremely
      1 fail
      1 fe_
      1 federal
      6 financial
      3 five
     12 for
      1 fortunately
      2 found
      5 four
      4 francisco
      1 frankly
      2 from
      2 front
      2 gee
     10 get
      4 give
      1 glad
      4 go
      2 going
      1 gone
      1 good
      1 goodness
      3 got
      2 governments
      2 grant
      1 grants
      1 ground
      4 guess
     14 had
      1 half
      3 happens
      4 hard
      1 has
     23 have
      2 having
      1 he
      1 heard
      3 hello
      3 here
      1 hi
      1 hire
      1 his
      2 hobby
      1 hour
      1 house
      4 how
      3 huh
      2 hundred
    114 i
      2 i'd
      1 idea
     32 if
     10 i'm
      1 import
     37 in
      1 incomes
      1 inherited
      1 initial
      1 interested
      1 interesting
      5 into
      1 invest
      2 investment
     25 is
     50 it
      2 it'd
     14 it's
      3 i've
      1 jus
      8 just
      2 kilns
      7 kind
      1 kirby
      1 knew
     40 know
      1 lasted
      8 [laughter]
      2 learned
      2 least
      2 let's
     14 like
      1 [lipsmack]
      1 living
      5 loan
      2 loft
      1 look
     12 lot
      1 main
      4 make
      3 makes
      2 making
      2 many
      1 matter
      3 maybe
      3 me
     11 mean
      1 midstream
      3 might
      1 mind
      1 mine
      1 mine's
    148 [mn]
      1 mo
     24 money
      5 money's
      2 month
      6 more
      1 mouth
      4 much
      6 my
      2 myself
      1 n
      1 name
      2 need
      2 needed
      2 never
      3 newspaper
      1 next
      2 nice
      1 nicest
      1 nine
      6 no
    109 [noise]
      5 not
      1 now
      7 object
     55 of
      1 off
      7 office
      7 oh
      6 okay
      6 on
      1 once
      4 one
      6 open
      2 opened
      3 opening
     17 or
      1 ord
      2 other
      1 our
      2 out
      1 overlooking
      1 ow
      4 own
      4 part
      5 partner
      1 pass
      2 pay
      1 payments
      7 people
      1 person
      1 pi
      1 pick
      1 place
      2 plan
      2 p._m.
      1 possible
      2 potter
      1 potters
      2 pottery
      1 pottery's
      1 pr
      2 prepared
      1 prestigious
      2 pretty
      1 prime
      2 probably
      3 put
      2 putting
      1 question
      1 quicker
      1 quite
      1 r
      1 ranscribed
      2 realise
     12 really
      1 reasonable
      1 require
      2 responsibilities
      1 responsibility
      3 responsible
      1 retail
      1 richard
      4 right
      2 risk
      1 risky
      3 said
      4 san
      7 say
      3 scenario
      1 scout
      2 seattle
      1 securities
      6 see
      1 seed
      1 seems
      1 sell
      1 sensible
      1 series
      1 service
      1 set
      3 seven
      1 several
      1 shoo
      1 shoot
      2 should
      3 showroom
      3 [sigh]
      1 situation
      1 six
      5 small
     25 so
      2 some
      1 somebody
      9 something
      2 space
      1 .sph
      1 split
      1 splitting
      6 start
      2 started
      1 starting
      1 state
      1 states
      1 strange
      1 studio
      1 study
      1 succeed
      1 sure
      1 sworn
      5 take
      1 taking
      1 talking
      1 television
      1 test
      2 than
     37 that
      9 that's
     59 the
      1 them
      5 then
      3 there
      7 they
      1 they'll
      3 thing
      4 things
     17 think
      1 this
      2 those
      2 thought
      5 thousand
      3 three
      4 time
     46 to
      2 too
      1 topic
      2 true
      2 trying
      1 turned
      3 t._v.
      1 twenty
      6 two
      1 ubiqu
      1 ubiquitous
     50 uh
      6 um
      3 understand
      1 united
      1 unless
      2 unlimited
      2 unrealistic
      5 up
      1 used
      1 using
      3 venture
      7 very
      4 view
      1 want
      1 wanted
      2 warehouse
     22 was
      2 wasn't
      2 way
      4 we
      2 wealth
     10 well
      1 went
     17 what
      2 when
      3 where
      1 whi
      1 whole
      1 will
      1 windmills
      1 wisely
     14 with
      1 word
      2 working
     50 would
      5 wouldn't
      3 write
      2 y
     45 yeah
      2 year
      4 years
      5 yes
     92 you
      3 you'd
      5 your
      5 you're
      3 yourself
      1 you've
