ESF:BPF_BAN1 Banking 1 - Course Information

BPF_BAN1 Banking 1

Extent and Intensity

2/2/0. 6 credit(s). Type of Completion: zk (examination).
In-person direct teaching

Teacher(s)

Oleg Deev, Ph.D. (lecturer)
Ing. Martina Sponerová, Ph.D. (lecturer)
Ing. Martina Sponerová, Ph.D. (seminar tutor)

Guaranteed by

Oleg Deev, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration

Timetable

Thu 12:00–13:50 P101, except Thu 19. 9., except Thu 7. 11.

• Timetable of Seminar Groups:

BPF_BAN1/04: Thu 10:00–11:50 S308, except Thu 19. 9., except Thu 7. 11., M. Sponerová

Prerequisites (in Czech)

BPE_MIE1 Microeconomics 1 && BPE_MAE1 Macroeconomics 1

Course Enrolment Limitations

The course is only offered to the students of the study fields the course is directly associated with.

The capacity limit for the course is 222 student(s).
Current registration and enrolment status: enrolled: 11/222, only registered: 0/222

fields of study / plans the course is directly associated with

there are 6 fields of study the course is directly associated with, display

Course objectives

The course of Banking is focused on gaining basic knowledge about the banking sector and its functions. At the end of this course the student will gain knowledge about the banking system, activities of the central bank and commercial banks, banking products and banking development. Students in this course are prepared to perform various functions in finance.

Learning outcomes

The student is able to:
- explain and understand the concepts of the financial system, the banking system, the types of bank's business and bank products,
- understands the importance of the central bank, knows the central bank's instruments and their use,
- understands the importance of the European Central Bank and the European System of Central Banks and their functions,
- knows the basic functions of a commercial bank, knows the terms capital and its importance for the stability of the bank, the liquidity of the bank, knows various types of active and passive transactions of the bank,
- is able to distinguish various forms of payment system both in the Czech Republic and in the world and is oriented in its course,
- can classify and explain the financial risks of the bank,
- knows various types of loans and their purpose, is familiar with terms of client creditworthiness, financial and non-financial indicators, knows the process of the credit process and basic methods of client creditworthiness evaluation,
- knows and can explain the concepts of factoring, forfaiting, leasing and venture capital, can explain the course of individual transactions,
- is able to explain and classify spot and forward operations, their distribution and is oriented in the fundamentals of financial derivatives,
- is well versed in the field of fintech,
- knows the different types of securities and the importance of investment banking,
- can specify illegal banking activities.

Syllabus

• 1. Banking and financial system, central bank, position in the economy, functions, tools, regulation and supervision, European Central Bank, Banking Union
• 2. Commercial banks, definition, types of banks, functions, capital, liquidity, balance
• 3. Business risks in banking
• 4. Bank products - deposits, loans, payments, checks
• 5. Alternative forms of financing
• 6. Evaluation of the client's creditworthiness, credit process
• 7. Off-balance sheet products, export financing
• 8. Project financing, investment financing
• 9. Prompt and forward operations, financial derivatives
• 10. Fintech
• 11. Investment banking, collective investment
• 12. Illegal activities in banking

Literature

required literature
• KANTNEROVÁ, Liběna. Základy bankovnictví : teorie a praxe. 1. vydání. Praha: C.H. Beck, 2016, xv, 213. ISBN 9788074005954. info

recommended literature
• MISHKIN, Frederic S. The economics of money, banking and financial markets. Thirteenth edition, Global e. Harlow: Pearson, 2022, 718 stran. ISBN 9781292409481. info
• MEJSTŘÍK, Michal, Magda PEČENÁ and Petr TEPLÝ. Banking in theory and practice. Vyd. 1. V Praze: Karolinum, 2014, 855 stran. ISBN 9788024628707. URL info
• CHOUDHRY, Moorad, Polina BARDAEVA, Natasha BOURNE, Michael EICHHORN, Beata LUBINSKA, Engelbert PLASSMANN, Periklis THIVAIOS and Chris WESTCOTT. The principles of banking. Second edition. Hoboken: Wiley, 2023, li, 811. ISBN 9781119755647. info
• POLOUČEK, Stanislav. Bankovnictví. 2. vyd. V Praze: C.H. Beck, 2013, xvi, 480. ISBN 9788074004919. info
• REVENDA, Zbyněk, Martin MANDEL, Jan KODERA, Petr MUSÍLEK and Petr DVOŘÁK. Peněžní ekonomie a bankovnictví. 5,. aktualizované vydání. Praha: Management Press, 2014, 423 stran. ISBN 9788072612796. info
• REVENDA, Zbyněk. Centrální bankovnictví. 3. aktualiz. vyd. Praha: Management Press, 2011, 558 s. ISBN 9788072612307. info

Teaching methods

Lectures - mediating knowledge in longer continuous speech. An explanation that focuses only on the interpretation of concepts, rules and laws. A narrative that conveys knowledge to students by providing curriculum based on a certain storyline. Discussion method - collective solution of a given problem, when through an exchange of views between the teacher and students, the problem is collectively solved. Problem method - students are not given the finished knowledge, but are encouraged to derive new knowledge, either individually or with little help from the teacher. Comprehensive teaching methods in the form of group and cooperative teaching, when group teaching consists of dividing students into groups, collaborating students in solving a task, helping each other with group members, and the responsibility of individual students for results together. Cooperative teaching is based on cooperation between students in solving various tasks and problems Didactic principles, especially: - Illustrative principle, which leads to the creation of ideas based on sensory knowledge of real objects, processes and phenomena, directly or in their visual representation. This principle is the golden rule of successful teaching. - The principle of linking theory with practice, which expresses the requirement for students to apply the acquired knowledge and skills in vocational subjects in time and at an appropriate level in practice.

Assessment methods

The student can take the exam only if he/she actively participates in seminars, prepares, submits and presents the seminar paper and case study in the specified quality and by the deadline. The course ends with a written test. In case the student wishes to study this course during his/her trip abroad, he/she should contact the teacher of the course to clarify the conditions of admission to the examination. To successfully complete the course, a minimum of 51 points must be obtained from the sum of the examination test, the seminar paper and the case study. The overall grade for the course is determined by the sum of the written examination score (max. 70 points), the seminar paper score and the case study score (max. 30 points). - A: 91-100%, B: 90-81%, C: 80-71%, D: 70-61%, E: 60-51%, F: less than 51%. - Note: "Any copying, recording or taking of tests, use of unauthorized aids and communication devices, or any other interference with the objectivity of the examination (credit) will be considered a failure to meet the course requirements and a gross violation of the course regulations. As a result, the instructor will close the examination (credit) with a grade of "F" in the IS and the Dean will initiate disciplinary proceedings, which may result in termination of studies.

Language of instruction

Czech

Further comments (probably available only in Czech)

Study Materials
Information on completion of the course: ukončení předmětu ústní zkouškou nebo písemným testem
The course is taught annually.

• Enrolment Statistics (recent)
  
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