Cross-generational investment behavior and the impact on
personal finance

D 2016

Cross-generational investment behavior and the impact on personal finance

ZURECK, Alexander; Julius REITER a Martin SVOBODA

Základní údaje

Originální název

Cross-generational investment behavior and the impact on personal finance

Autoři

ZURECK, Alexander; Julius REITER a Martin SVOBODA

Vydání

Brno, European Financial Systems 2016, od s. 881-885, 5 s. 2016

Nakladatel

Masarykova univerzita

Další údaje

Jazyk

angličtina

Typ výsledku

Stať ve sborníku

Obor

50600 5.6 Political science

Stát vydavatele

Česká republika

Utajení

není předmětem státního či obchodního tajemství

Forma vydání

tištěná verze "print"

Odkazy

URL

Označené pro přenos do RIV

Ano

Kód RIV

RIV/00216224:14560/16:00090435

Organizační jednotka

Ekonomicko-správní fakulta

ISBN

978-80-210-8308-0

UT WoS

000385692200116

Klíčová slova anglicky

Personal finance; investment behavior; young people; retirement

Příznaky

Recenzováno

Změněno: 14. 3. 2017 14:08, Mgr. Daniela Marcollová

Anotace

V originále

Money is an important topic for all generations. Young people are often stressed about money. They worry about not having enough money to retire or just to make it until the end of the month. In contrast to young people, old people often have a full understanding of the gravity of their financial situation. This paper analyzes the financial decision making in relation to the age in Germany. Within the paper we concentrate on the investment behavior in general and give an outlook to the retirement situation. The analysis is based on a logistic regression with data from an online survey in 2015. It includes data from 1,489 participants. The results of this analysis show that young people prefer secure financial investments like call money, fixed deposit, savings book, or building loan contract. In total, the participants save between 400 EUR and 500 EUR. Between 100 EUR and 200 EUR the save monthly for retirement.

Návaznosti

MUNI/A/0916/2015, interní kód MU

Název: Behaviorální a znalostní aspekty obchodování a oceňování finančních aktiv

Investor: Masarykova univerzita, Behaviorální a znalostní aspekty obchodování a oceňování finančních aktiv, DO R. 2020_Kategorie A - Specifický výzkum - Studentské výzkumné projekty

Přiložené soubory

20160710_Paper_Cross-generational_investment_behavior_and_the_impact_on_personal_finance.pdf

Požádat o autorskou verzi souboru

Citovat

ZURECK, Alexander; Julius REITER a Martin SVOBODA. Cross-generational investment behavior and the impact on personal finance. In Jan Krajíček, Josef Nešleha, Karel Urbanovský. European Financial Systems 2016. Brno: Masarykova univerzita, 2016, s. 881-885. ISBN 978-80-210-8308-0.

@inproceedings{1350417,
   author = {Zureck, Alexander and Reiter, Julius and Svoboda, Martin},
   address = {Brno},
   booktitle = {European Financial Systems 2016},
   editor = {Jan Krajíček, Josef Nešleha, Karel Urbanovský},
   keywords = {Personal finance; investment behavior; young people; retirement},
   howpublished = {tištěná verze "print"},
   language = {eng},
   location = {Brno},
   isbn = {978-80-210-8308-0},
   pages = {881-885},
   publisher = {Masarykova univerzita},
   title = {Cross-generational investment behavior and the impact on personal finance},
   url = {http://is.muni.cz/do/econ/sborniky/2016/EFS2016-Proceedings_final_September_12_final_web.pdf},
   year = {2016}
}

TY  - CONF
ID  - 1350417
AU  - Zureck, Alexander - Reiter, Julius - Svoboda, Martin
PY  - 2016
TI  - Cross-generational investment behavior and the impact on personal finance
PB  - Masarykova univerzita
CY  - Brno
SN  - 9788021083080
KW  - Personal finance
KW  - investment behavior
KW  - young people
KW  - retirement
UR  - http://is.muni.cz/do/econ/sborniky/2016/EFS2016-Proceedings_final_September_12_final_web.pdf
L2  - http://is.muni.cz/do/econ/sborniky/2016/EFS2016-Proceedings_final_September_12_final_web.pdf
N2  - Money is an important topic for all generations. Young people are often stressed about money. They worry about not having enough money to retire or just to make it until the end of the month. In contrast to young people, old people often have a full understanding of the gravity of their financial situation. This paper analyzes the financial decision making in relation to the age in Germany. Within the paper we concentrate on the investment behavior in general and give an outlook to the retirement situation. The analysis is based on a logistic regression with data from an online survey in 2015. It includes data from 1,489 participants. The results of this analysis show that young people prefer secure financial investments like call money, fixed deposit, savings book, or building loan contract. In total, the participants save between 400 EUR and 500 EUR. Between 100 EUR and 200 EUR the save monthly for retirement.
ER  -

ZURECK, Alexander; Julius REITER a Martin SVOBODA. Cross-generational investment behavior and the impact on personal finance. In Jan Krajíček, Josef Nešleha, Karel Urbanovský. \textit{European Financial Systems 2016}. Brno: Masarykova univerzita, 2016, s.~881-885. ISBN~978-80-210-8308-0.

Přehled o publikaci