BKF_POJ1 Insurance Industry

Faculty of Economics and Administration
Spring 2026
Extent and Intensity
26/0/0. 6 credit(s). Type of Completion: zk (examination).
In-person direct teaching
Teacher(s)
Ing. Svatopluk Nečas, Ph.D. (lecturer)
Guaranteed by
Ing. Svatopluk Nečas, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Kristina Charvátová
Supplier department: Department of Finance – Faculty of Economics and Administration
Timetable
Fri 27. 2. 16:00–19:50 P101, Sat 21. 3. 12:00–15:50 P302a, Sat 25. 4. 16:00–19:50 P201
Prerequisites
FORMA(K)
The course is framed as the first enter to the problems of insurance science for the students of the field Finance. Course freely builds on the knowledge gained in the study courses of the mentioned field. No special presumptions are required.
Course Enrolment Limitations
The course is also offered to the students of the fields other than those the course is directly associated with.
fields of study / plans the course is directly associated with
Abstract
Main objective of the course is to explain basics of the insurance and reinsurance theory, the relationship between insurance and risk, insurance relationship and related processes, insurance classification and branches of Insurance, incl. selected products of insurance especially for physical persons.
Learning outcomes
At the end of this course students will be able to:
- explain basics of insurance and reinsurance theory, relationship between insurance and risk, classification of insurance;
- analyze insurance relationship and related processes,
- define and analyze branches of insurance, incl. selected products of insurance especially for physical persons
- explain the fundamentals of insurance activity and distribution, incl. details adjusted by law in the Czech Republic;
- delineate the structure of insurance industry and commercial insurance companies especially in the Czech Republic a characterize their processes;
- formulate fundamentals, function and importance of selected international insurance institutions.
Key topics
  • 1. Insurance, the beginning of the insurance and the system of insurance, the past and the present, insurance and risk, insurance principles
  • 2. Insurance relationship, insurance terminology
  • 3. Classification of insurance
  • 4. Non-life insurance and its products
  • 5. Life insurance and its products
  • 6. Legal regulations governing insurance
  • 7. Commercial insurance company and its activities
  • 8. Liquidation of insurance event (selected issues of theory and practice)
  • 9. Reinsurance, the function and signification
  • 10. System of insurance, its structure and subjects. International institutions in the system of insurance
  • 11. Distribution in the insurance industry
  • 12. Insurance market, current issues in insurance industry
  • Tutorials are organised in three four-hour blocs. Details on individual points of the syllabus, including related records of lectures or tutorials, are given in the interactive syllabus.
Study resources and literature
    required literature
  • Aktuální studijní materiály předmětu Akademické psaní. https://muni.cz/go/akap
  • DUCHÁČKOVÁ, Eva. Pojištění a pojišťovnictví. 2. vydání. Praha: Ekopress, 2025, 289 stran. ISBN 9788087865934. info
  • Pojištění občanů. 1. vydání. [Praha]: Eva Gmentová, 2020, 42 stran. ISBN 9788090674868. info
  • Pojištění v novém občanském zákoníku : komentář : [§ 2756-2872]. Edited by Lucie Jandová - Petr Šlauf - Jaroslav Svejkovský. Vyd. 1. V Praze: C.H. Beck, 2014, xix, 353. ISBN 9788074005305. info
  • Zákon č. 277/2009 Sb., o pojišťovnictví, ve znění pozdějších předpisů
  • VÁVROVÁ, Eva. Pojišťovnictví I. Vyd. 1. Brno: Mendelova univerzita v Brně, 2013, 104 s. ISBN 978-80-7375-784-7
  • Zákon č. 170/2018 Sb., o distribuci pojištění a zajištění, ve znění pozdějších předpisů
  • NOVOTNÝ, Petr; Monika NOVOTNÁ; Petra BUDÍKOVÁ; Jitka IVIČIČOVÁ; Kristina KEDROŇOVÁ; Ilona ŠTROSOVÁ and Monika ŠTÝSOVÁ. Smluvní právo. 2., aktualizované vydání. Praha: Grada, 2017, 232 stran. ISBN 9788027106097. URL info
  • Zákon č. 89/2012 Sb., občanský zákoník, ve znění pozdějších předpisů
  • KARFÍKOVÁ, Marie; Vladimír PŘIKRYL and Roman VYBÍRAL. Pojišťovací právo. 2. přepracované vydání. Praha: Leges, 2018, 432 stran. ISBN 9788075022714. info
  • ZÁKON č. 30/2024 Sb., o pojištění odpovědnosti z provozu vozidla
    recommended literature
  • Anglicko-český slovník pojišťovnictví. 1. vyd. Praha: Grada, 2003, 516 s. ISBN 8024702487. info
  • ČEJKOVÁ, Viktória and Dana MARTINOVIČOVÁ. Pojišťovnictví. 1. vyd. Brno: Masarykova univerzita, 2004, 158 s. ISBN 8021035250. info
  • DUCHÁČKOVÁ, Eva and Jaroslav DAŇHEL. Teorie pojistných trhů. 1. vyd. Praha: Professional Publishing, 2010, 216 s. ISBN 9788074310157. info
  • ČEJKOVÁ, Viktória and Svatopluk NEČAS. Pojišťovnictví. 2., přepracované. Brno: Masarykova univerzita, 2006, 131 pp. ISBN 80-210-3990-6. info
  • Životní pojištění. 1. vyd. Praha: Grada, 2002, 104 s. ISBN 8024701464. info
  • Vybrané kapitoly z pojišťovnictví. 1. vyd. Praha: Česká asociace pojišťoven, 1996, 176 s. info
  • KULT, Alexander. Tvorba a distribuce pojištění osob. Vydání první. Praha: C.H. Beck, 2022, xvii, 242. ISBN 9788074008733. info
  • ONDRUŠKA, Tomáš; Zuzana BROKEŠOVÁ; Erika PASTORÁKOVÁ and Andrea SNOPKOVÁ. Riadenie rizík a poisťovníctvo. Prvé vydanie. Praha: Wolters Kluwer, 2022, 395 stran. ISBN 9788076764026. info
  • PASTORÁKOVÁ, Erika; Tomáš ONDRUŠKA and Monika JURKOVIČOVÁ. Dejiny poisťovníctva. Prve vydanie. Praha: Wolters Kluwer, 2020, 169 stran. ISBN 9788075989987. info
  • Česko-anglický slovník pojišťovnictví. 1. vyd. Praha: Grada, 2007, 447 s. ISBN 9788024718170. URL info
  • BLAND, David. Pojištění : principy a praxe. 1. vyd. Praha: Česká asociace pojišťoven, 1997, 1 sv. info
  • ČEJKOVÁ, Viktória; Svatopluk NEČAS and Dana MARTINOVIČOVÁ. POISTNÝ TRH teória i prax (INSURANCE MARKET theory and practice). 1st ed. Bratislava: Iura Edition, spol. s r. o., 2011, 222 pp. edícia Ekonómia. ISBN 978-80-8078-399-0. info
  • MAJTÁNOVÁ, Anna. Pojišťovnictví :teorie a praxe. 1. vyd. Praha: Ekopress, 2006, 288 s. ISBN 8086929191. info
  • CIPRA, Tomáš. Pojistná matematika : teorie a praxe. 2., aktualiz. vyd. Praha: Ekopress, 2006, 411 s. ISBN 8086929116. info
  • DAŇHEL, Jaroslav. Pojistná teorie. Vyd. 1. Praha: Professional Publishing, 2005, 332 s. ISBN 8086419843. info
  • Pojišťovnictví: Vybrané aspekty pojistných trhů. Edited by Tatek Benetti - Katarína Izáková. 1. elektronické vydání. Grada, 2024, 1 online. ISBN 9788027153299. URL info
  • Dějiny českého pojišťovnictví. 1. vydání. [Praha]: Česká asociace pojišťoven, 2025, 522 stran. ISBN 9788011072315. info
Approaches, practices, and methods used in teaching
tutorials (discussion to course topics)
Method of verifying learning outcomes and course completion requirements
Requirements for completion of the course:
a) processing and submission of WCT (work corrected by tutor) with classification as passed. In the case of classification failed a student will not be admitted to the exam. In the case of classification passed will the WCT be reflected in the final classification (up to 4 points), according to an assessment of the teacher;
b) completion (passing) of the exam. Condition (points assessment) for the successful completion (passing) of the exam is not strictly defined, because the final classification is influenced by the WCT as well (see above).
The exam and final classification
The exam has a written form.
The final mark is made up of the result of exam (maximum 16 points) and classification of WCT (maximum 4 points).
Rating scale:
A: at least 92% (at least 18.4 points),
B: at least 84% (at least 16.8 points),
C: at least 76% (at least 15.2 points),
D: at least 68% (at least 13.6 points),
E: at least 60% (at least 12 points),
F: less than 60% (less than 12 points).
Warning: Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Language of instruction
Czech
Further Comments
Study Materials
The course is taught annually.
The course is also listed under the following terms Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2016, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021, Spring 2022, Spring 2023, Spring 2024, Spring 2025.
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