BPF_MAPF Managing Personal Finances

Ekonomicko-správní fakulta
podzim 2017
Rozsah
1/1/0. 3 kr. Ukončení: zk.
Vyučující
John Gilliam, Ph.D., CFP, CHFC, CLU (přednášející), doc. Ing. Martin Svoboda, Ph.D. (zástupce)
Ing. Barbora Buchtová, Ph.D. (pomocník)
Garance
doc. Ing. Martin Svoboda, Ph.D.
Katedra financí – Ekonomicko-správní fakulta
Kontaktní osoba: Ing. Barbora Buchtová, Ph.D.
Dodavatelské pracoviště: Katedra financí – Ekonomicko-správní fakulta
Rozvrh
Po 27. 11. 12:50–15:20 S308, Út 28. 11. 12:50–15:20 S308, St 29. 11. 12:50–15:20 S308, Po 4. 12. 12:50–15:20 S308, Út 5. 12. 12:50–15:20 S308, St 6. 12. 12:50–15:20 S308, Po 11. 12. 12:50–15:20 S308, Út 12. 12. 12:50–15:20 S308
Omezení zápisu do předmětu
Předmět je otevřen studentům libovolného oboru.
Cíle předmětu
Upon successful completion of this course, students should be able to:
• Apply the basic personal finance concepts and tools, including time value of money, setting realistic goals, taxes, the planning process, and financial statements, through a case study.
• Demonstrate understanding of the concept of borrowing through mortgages, loans, other types of credit and credit cards, and calculate finance costs associated with those financial products.
• Make informed investment decisions by applying the concepts diversification, liquidity, financial risk tolerance.
• Identify risk management/insurance strategies that will protect an individual/family against financial loss.
Osnova
  • Syllabus
  • • 1. Introduction to financial planning;
  • • 2. Understanding financial statements and the financial planning process
  • • 3. Taxation and financial planning
  • • 4. Managing your Cash flow and savings
  • • 5. Own, lease or rent; housing and transportation
  • • 6. Using Credit and consumer loans
  • • 7. Protecting yourself
  • • 8. Protecting your property
  • • 9. Investing
  • • 10. Preparing for Retirement
Literatura
    povinná literatura
  • GITMAN, Lawrence J, Michael D JOEHNK a Randall S BILLINGSLEY. Personal financial planning. 13th ed. South-Western Cengage Learning, 2014. ISBN 978-1-111-97163-2. info
    doporučená literatura
  • THOYTS, Rob. Insurance theory and practice. 1. vyd. London: Routledge, Taylor & Francis Group, 2010, 323 s. ISBN 978-0-415-55904-1. info
  • Adequacy of retirement income after pension reforms in Central, Eastern, and Southern Europe. Edited by Robert Holzmann - Ufuk Guven. [Vienna]: ERSTE Stiftung, 2009, xix, 307 p. ISBN 0821377809. info
  • BLAKE, David. Pension finance. Chichester: John Wiley & Sons, 2006, xvii, 465. ISBN 0470058439. info
  • GITMAN, Lawrence J. a Jeff MADURA. Introduction to finance. 1st d. Boston: Addison-Wesley, 2001, xxx, 755. ISBN 0201635372. info
Výukové metody
Lectures, class discussion, class worksheets, written assignments.
This course is designed to provide each student with content, learning opportunities, and evaluation of learning objectives. To be successful in this course, a student should attend to all course content and take advantage of all learning opportunities that are specifically designed to prepare students for the exams and evaluation tasks upon which the final grade is determined. For optimal success, it is imperative that a student adhere to ALL availability periods for all evaluation tasks. All tasks in this course are set to a fixed schedule and there will be NO opportunity to extend or alter these availability periods.
Metody hodnocení
Requirements completing assigned questionnaires. Examination is a written test (a condition of successful completion of examination test is to achieve at least 60%. The maximum achievable score is 100, the minimum for the test is 60 points. For the evaluation of students, the following scale is used: A 92 - 100%, B 84 - 91%, C 76 - 83%, D 68 - 75%, E 60 - 67%, F less than 60%). Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Vyučovací jazyk
Angličtina
Informace učitele
The course is taught: in blocks during the weeks in the second part of/at the end of November and the beginning of December.
The classes will be taught in blocks organized as:
• Block 1 Foundations of Financial Planning
• Block 2 Managing Basic Assets and Credit
• Block 3 Managing Insurance Needs
• Block 4 Managing Investments
• Block 5 Retirement and Estate Planning
Další komentáře
Studijní materiály
Předmět je vyučován jednorázově.
Předmět je zařazen také v obdobích podzim 2018, podzim 2019, podzim 2020, podzim 2021, podzim 2022.