2016
Financial Health of a Commercial Insurance Company and its Coherences
NEČAS, SvatoplukZákladní údaje
Originální název
Financial Health of a Commercial Insurance Company and its Coherences
Autoři
Vydání
Trendy ekonomiky a managementu, Akademické nakladatelství CERM s.r.o. 2016, 1802-8527
Další údaje
Jazyk
angličtina
Typ výsledku
Článek v odborném periodiku
Obor
50600 5.6 Political science
Stát vydavatele
Česká republika
Utajení
není předmětem státního či obchodního tajemství
Označené pro přenos do RIV
Ano
Kód RIV
RIV/00216224:14560/16:00090099
Organizační jednotka
Ekonomicko-správní fakulta
Klíčová slova anglicky
insurance industry; commercial insurance company; solvency; financial stability; financial health of a commercial insurance company
Příznaky
Mezinárodní význam, Recenzováno
Změněno: 11. 7. 2017 16:48, Ing. Svatopluk Nečas, Ph.D.
Anotace
V originále
The main purpose of the article is to define the term “financial health of a commercial insurance company” and identify the factors that influence management and its economic results of a commercial insurance company. The above mentioned term will be faced with other similar terms such as financial stability, financial strength, solvency, liquidity or profitability (always with emphasis on the insurance sector). Related to this purpose, this hypothesis is formulated: “Financial health of a commercial insurance company can be identified in the long perspective with the term financial stability and as its synonym the concept of solvency can be stated.” The methods of description, analysis, deduction and induction will be used in the article. The research part is based on a qualitative basis. It combines three methods of qualitative research: interviews with experts, a structured interview with open questions, a questionnaire with open questions. Its subject is a managed conversation with leading experts in the field of insurance and related branches, who answered questions related to the topic. Evaluation of interviews was done by method of interview analysis, respectively thematic analysis and subsequent synthesis based on respondents' answers. The synthesis is used as a method to gain new knowledge. The conclusions are the basis for discussion for the theory completion in the case of the term mentioned above and for statements to other contexts that are defined in the objectives of the article. Synthetic approach is applied in the formulation of conclusions of the research. Significant findings for the theory are obtained by abstraction, as derived from observations of the issues, i.e. financial health of a commercial insurance company. The evaluation also includes a summary of significant matters and it reflects the opinion of the author devised throughout literature and based on interviews.