J 2016

Financial Health of a Commercial Insurance Company and its Coherences

NEČAS, Svatopluk

Základní údaje

Originální název

Financial Health of a Commercial Insurance Company and its Coherences

Vydání

Trendy ekonomiky a managementu, Akademické nakladatelství CERM s.r.o. 2016, 1802-8527

Další údaje

Jazyk

angličtina

Typ výsledku

Článek v odborném periodiku

Obor

50600 5.6 Political science

Stát vydavatele

Česká republika

Utajení

není předmětem státního či obchodního tajemství

Označené pro přenos do RIV

Ano

Kód RIV

RIV/00216224:14560/16:00090099

Organizační jednotka

Ekonomicko-správní fakulta

Klíčová slova anglicky

insurance industry; commercial insurance company; solvency; financial stability; financial health of a commercial insurance company

Příznaky

Mezinárodní význam, Recenzováno
Změněno: 11. 7. 2017 16:48, Ing. Svatopluk Nečas, Ph.D.

Anotace

V originále

The main purpose of the article is to define the term “financial health of a commercial insurance company” and identify the factors that influence management and its economic results of a commercial insurance company. The above mentioned term will be faced with other similar terms such as financial stability, financial strength, solvency, liquidity or profitability (always with emphasis on the insurance sector). Related to this purpose, this hypothesis is formulated: “Financial health of a commercial insurance company can be identified in the long perspective with the term financial stability and as its synonym the concept of solvency can be stated.” The methods of description, analysis, deduction and induction will be used in the article. The research part is based on a qualitative basis. It combines three methods of qualitative research: interviews with experts, a structured interview with open questions, a questionnaire with open questions. Its subject is a managed conversation with leading experts in the field of insurance and related branches, who answered questions related to the topic. Evaluation of interviews was done by method of interview analysis, respectively thematic analysis and subsequent synthesis based on respondents' answers. The synthesis is used as a method to gain new knowledge. The conclusions are the basis for discussion for the theory completion in the case of the term mentioned above and for statements to other contexts that are defined in the objectives of the article. Synthetic approach is applied in the formulation of conclusions of the research. Significant findings for the theory are obtained by abstraction, as derived from observations of the issues, i.e. financial health of a commercial insurance company. The evaluation also includes a summary of significant matters and it reflects the opinion of the author devised throughout literature and based on interviews.