The Financial Literacy among Czech Adults in the Czech Republic

D 2020

The Financial Literacy among Czech Adults in the Czech Republic

NEŠLEHA, Josef

Základní údaje

Originální název

The Financial Literacy among Czech Adults in the Czech Republic

Autoři

NEŠLEHA, Josef

Vydání

Karviná, Proceedings of 12th International Scientific Conference, od s. 35-41, 7 s. 2020

Nakladatel

School of Business Administration

Další údaje

Jazyk

angličtina

Typ výsledku

Stať ve sborníku

Obor

50206 Finance

Stát vydavatele

Česká republika

Utajení

není předmětem státního či obchodního tajemství

Forma vydání

tištěná verze "print"

Označené pro přenos do RIV

Ano

Kód RIV

RIV/00216224:14560/20:00117722

Organizační jednotka

Ekonomicko-správní fakulta

ISBN

978-80-7510-443-4

Klíčová slova anglicky

financial literacy; Czech Republic; financial education; t-test; ANOVA

Příznaky

Mezinárodní význam, Recenzováno

Změněno: 12. 5. 2021 15:47, Mgr. Daniela Marcollová

Anotace

V originále

Financial education is becoming a more important part of science when talking about finance and economics. According to some studies financially literate person is supposed to be a basic condition for a successful economy. (OECD, 2015) With the increasing importance of this phenomenon, it is also crucial to run various studies dedicated to measuring of financial literacy level, determination advantages and disadvantages of various educational programs (devoted to the financial education) and most importantly search for possible improvements of the lower level of financial literacy among the population. The goal of this study is to provide results concerning a study in progress; run in the Czech Republic. In this particular research, the main target audience is young Czech adults. The data shows that among young citizens of the Czech Republic, gender plays an important role when it comes to the financial literacy level in favour of males (who reached higher level of the literacy). Consequently, level of education was also a valid indicator of the financial literacy level. Last but not least, whether a respondent is working or/and studying is also an important factor of the financial literacy level. On average, working students have reached higher level of the financial literacy comparing to non-working students and working people (who are not students at the same time). On the other hand, among Czech adults is not a significant difference between people from villages and small cities and people from bigger cities, where citizens usually get easier access to formal and informal education. Concerning the used methodology, this study is based on descriptive statistics as a basic tool for comparison and initial insight into the data file, further on t-tests allowing parametric comparisons of various data groups and the method analysis of variance (ANOVA).

Návaznosti

MUNI/A/0996/2019, interní kód MU

Název: Finanční vzdělávání

Investor: Masarykova univerzita, Finanční vzdělávání, DO R. 2020_Kategorie A - Specifický výzkum - Studentské výzkumné projekty

Citovat

NEŠLEHA, Josef. The Financial Literacy among Czech Adults in the Czech Republic. In Iveta Palečková. Proceedings of 12th International Scientific Conference. Karviná: School of Business Administration, 2020, s. 35-41. ISBN 978-80-7510-443-4.

@inproceedings{1727364,
   author = {Nešleha, Josef},
   address = {Karviná},
   booktitle = {Proceedings of 12th International Scientific Conference},
   editor = {Iveta Palečková},
   keywords = {financial literacy; Czech Republic; financial education; t-test; ANOVA},
   howpublished = {tištěná verze "print"},
   language = {eng},
   location = {Karviná},
   isbn = {978-80-7510-443-4},
   pages = {35-41},
   publisher = {School of Business Administration},
   title = {The Financial Literacy among Czech Adults in the Czech Republic},
   year = {2020}
}

TY  - CONF
ID  - 1727364
AU  - Nešleha, Josef
PY  - 2020
TI  - The Financial Literacy among Czech Adults in the Czech Republic
PB  - School of Business Administration
CY  - Karviná
SN  - 9788075104434
KW  - financial literacy
KW  - Czech Republic
KW  - financial education
KW  - t-test
KW  - ANOVA
N2  - Financial education is becoming a more important part of science when talking about finance and economics. According to some studies financially literate person is supposed to be a basic condition for a successful economy. (OECD, 2015) With the increasing importance of this phenomenon, it is also crucial to run various studies dedicated to measuring of financial literacy level, determination advantages and disadvantages of various educational programs (devoted to the financial education) and most importantly search for possible improvements of the lower level of financial literacy among the population. The goal of this study is to provide results concerning a study in progress; run in the Czech Republic. In this particular research, the main target audience is young Czech adults. The data shows that among young citizens of the Czech Republic, gender plays an important role when it comes to the financial literacy level in favour of males (who reached higher level of the literacy). Consequently, level of education was also a valid indicator of the financial literacy level. Last but not least, whether a respondent is working or/and studying is also an important factor of the financial literacy level. On average, working students have reached higher level of the financial literacy comparing to non-working students and working people (who are not students at the same time). On the other hand, among Czech adults is not a significant difference between people from villages and small cities and people from bigger cities, where citizens usually get easier access to formal and informal education. Concerning the used methodology, this study is based on descriptive statistics as a basic tool for comparison and initial insight into the data file, further on t-tests allowing parametric comparisons of various data groups and the method analysis of variance (ANOVA).
ER  -

NEŠLEHA, Josef. The Financial Literacy among Czech Adults in the Czech Republic. In Iveta Palečková. \textit{Proceedings of 12th International Scientific Conference}. Karviná: School of Business Administration, 2020, s.~35-41. ISBN~978-80-7510-443-4.

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