Intensification of the anti-money laundering (AML) regulation
and its negative impacts on payments industry

D 2021

Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry

BOČÁNEK, Marek

Základní údaje

Originální název

Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry

Název česky

Intensifikace předpisů proti praní špinavých peněz a její negativní dopad na oblasti platebního styku

Autoři

BOČÁNEK, Marek

Vydání

1. vyd. Rumunsko, Banking Law in the 21st Century, od s. 145-161, 17 s. 2021

Nakladatel

AdJuris – International Academic Publisher

Další údaje

Jazyk

angličtina

Typ výsledku

Stať ve sborníku

Obor

50501 Law

Stát vydavatele

Rumunsko

Utajení

není předmětem státního či obchodního tajemství

Forma vydání

elektronická verze "online"

Odkazy

Open access sborníku

Označené pro přenos do RIV

Ano

Kód RIV

RIV/00216224:14220/21:00124953

Organizační jednotka

Právnická fakulta

ISBN

978-606-94978-8-3

UT WoS

000783959600010

Klíčová slova česky

Praní špinavých peněz; compliance; AML/CFT; FATF; 5. AML směrnice

Klíčová slova anglicky

Money-laundering; compliance; AML/CFT; FATF; 5th AML Directive

Štítky

rivok

Příznaky

Mezinárodní význam, Recenzováno

Změněno: 2. 8. 2023 14:02, Mgr. Petra Georgala

Anotace

V originále

New regulatory approaches in relation to money laundering have come with sig- nificant changes to the payment environment and affected entities within the industry markedly. Albeit this approach found justification and was enriched by terrorism financ- ing regulations since 2001, such extraordinary pressure placed on banks has now re- sulted in a highly conservative stance taken by credit institutions towards their existing or new clients, namely due to their stringent risk-based approach. The objective of this article is to point toward the options of banks working together with clients rated as high- risk, instead of discriminating against them. Methods applied in this article will consist of analysis and synthesis or comparison of information obtained with subsequent deduc- tion. The result of this study is the demonstration of options that may be applied instead of purely sanction-like approach. Thus, a more motivating system for businesses or cer- tain industries may be formed, supporting the development thereof.

Citovat

BOČÁNEK, Marek. Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry. Online. In Ianfred Silberstein, Thierry Bonneau, Cristina Elena Popa Tache, Lucía Piazza Dobarganes, Katharina Muscheler, Christopher Hunt (eds.). Banking Law in the 21st Century. 1. vyd. Rumunsko: AdJuris – International Academic Publisher, 2021, s. 145-161. ISBN 978-606-94978-8-3.

@inproceedings{1784038,
   author = {Bočánek, Marek},
   address = {Rumunsko},
   booktitle = {Banking Law in the 21st Century},
   edition = {1},
   editor = {Ianfred Silberstein, Thierry Bonneau, Cristina Elena Popa Tache, Lucía Piazza Dobarganes, Katharina Muscheler, Christopher Hunt (eds.)},
   keywords = {Money-laundering; compliance; AML/CFT; FATF; 5th AML Directive},
   howpublished = {elektronická verze "online"},
   language = {eng},
   location = {Rumunsko},
   isbn = {978-606-94978-8-3},
   pages = {145-161},
   publisher = {AdJuris – International Academic Publisher},
   title = {Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry},
   url = {http://www.adjuris.ro/reviste/bl21/Banking%20Law%20in%20the%2021st%20Century.pdf},
   year = {2021}
}

TY  - CONF
ID  - 1784038
AU  - Bočánek, Marek
PY  - 2021
TI  - Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry
PB  - AdJuris – International Academic Publisher
CY  - Rumunsko
SN  - 9786069497883
KW  - Money-laundering
KW  - compliance
KW  - AML/CFT
KW  - FATF
KW  - 5th AML Directive
UR  - http://www.adjuris.ro/reviste/bl21/Banking%20Law%20in%20the%2021st%20Century.pdf
N2  - New regulatory approaches in relation to money laundering have come with sig- nificant changes to the payment environment and affected entities within the industry markedly. Albeit this approach found justification and was enriched by terrorism financ- ing regulations since 2001, such extraordinary pressure placed on banks has now re- sulted in a highly conservative stance taken by credit institutions towards their existing or new clients, namely due to their stringent risk-based approach. The objective of this article is to point toward the options of banks working together with clients rated as high- risk, instead of discriminating against them. Methods applied in this article will consist of analysis and synthesis or comparison of information obtained with subsequent deduc- tion. The result of this study is the demonstration of options that may be applied instead of purely sanction-like approach. Thus, a more motivating system for businesses or cer- tain industries may be formed, supporting the development thereof.
ER  -

BOČÁNEK, Marek. Intensification of the anti-money laundering (AML) regulation and its negative impacts on payments industry. Online. In Ianfred Silberstein, Thierry Bonneau, Cristina Elena Popa Tache, Lucía Piazza Dobarganes, Katharina Muscheler, Christopher Hunt (eds.). \textit{Banking Law in the 21st Century}. 1. vyd. Rumunsko: AdJuris – International Academic Publisher, 2021, s.~145-161. ISBN~978-606-94978-8-3.

Přehled o publikaci