BPF_OSFI Personal finance

Faculty of Economics and Administration
Spring 2024
Extent and Intensity
2/2/0. 8 credit(s). Type of Completion: zk (examination).
Taught in person.
Ing. Gabriela Oškrdalová, Ph.D. (lecturer)
Ing. Gabriela Oškrdalová, Ph.D. (seminar tutor)
Guaranteed by
Ing. Gabriela Oškrdalová, Ph.D.
Department of Finance – Faculty of Economics and Administration
Contact Person: Iva Havlíčková
Supplier department: Department of Finance – Faculty of Economics and Administration
Mon 18:00–19:50 P101
  • Timetable of Seminar Groups:
BPF_OSFI/01: Thu 10:00–11:50 P304, except Thu 4. 4., G. Oškrdalová
BPF_OSFI/02: Thu 14:00–15:50 P104, except Thu 4. 4., G. Oškrdalová
BPF_OSFI/03: Thu 8:00–9:50 P403, except Thu 4. 4., G. Oškrdalová
BPF_OSFI/04: Thu 16:00–17:50 P102, except Thu 4. 4., G. Oškrdalová
Course Enrolment Limitations
The course is only offered to the students of the study fields the course is directly associated with.

The capacity limit for the course is 150 student(s).
Current registration and enrolment status: enrolled: 138/150, only registered: 3/150
fields of study / plans the course is directly associated with
Course objectives
The course Personal Finance is designed as the first introduction for students to personal and family finances. In the introductory part the course deals with fundamental terms of personal and family finances and personal and family goals and their planning. The following units are focused on savings and investment, pension, but also on risk and hedging against it. Even loans and housing will not be left out.
Learning outcomes
At the end of this course a graduate will be able to: - identify personal and family finances - characterize different types of ways of saving, investment, risk management, insurance products and loans - describe financial planning and its stages - compare ownership, cooperative and rental housing - introduce the pension system in the Czech Republic.
  • 1. Introduction to personal and family finances 2. Personal and family goals and personal and family financial planning 3. Risk and hedging against it, insurance 4. Deposits and savings 5. Investing 6. Pension 7. Loans 8. Housing.
    required literature
  • Osobní finance 4. aktualizované vydání - řízení financí pro každého. Edited by Petr Syrový - Tomáš Tyl. 1. elektronické vydání. Grada, 2021, 1 online. ISBN 9788027131235. URL info
  • MÁLEK, Petr, Gabriela OŠKRDALOVÁ and Petr VALOUCH. Osobní finance (Personal finance). 1st ed. Brno: ESF MU, Brno, 2010, 203 pp. Osobní finance, 1. ISBN 978-80-210-5157-7. info
    recommended literature
  • Zákon o spotřebitelském úvěru : komentář. Edited by Jan Slanina - Luboš Jemelka - Pavel Vetešník - Lucie Wachtlová - J. Vydání první. V Praze: C.H. Beck, 2017, xvii, 882. ISBN 9788074006456. info
  • VESELÁ, Jitka. Investování na kapitálových trzích. 3. vydání. Praha: Wolters Kluwer, 2019, 950 stran. ISBN 9788075982124. info
  • KOHOUT, Pavel. Investiční strategie pro třetí tisíciletí. 7. aktualiz. a přeprac. vyd. Praha: Grada, 2013, 272 s. ISBN 9788024750644. URL info
  • SMRČKA, Luboš. Rodinné finance : ekonomická krize a krach optimismu. 1. vyd. Praha: C.H.Beck, 2010, xxii, 538. ISBN 9788074001994. info
  • Personal finance. Edited by George S. Callaghan - Ian Fribbance - Martin Higginson. 1st ed. Chichester: Wiley, 2007, x, 461. ISBN 9780470028551. info
Teaching methods
lectures, seminars - homework, class discussion, example solution, tests
Assessment methods
The in-term tests in seminars will be taken in weeks 6 and 11 of the semester (28 March 2024 and 2 May 2024). Homework. Students are allowed to take the exam (written) after the following requirements have been met: - scoring at least 60% in in-term tests; - processing and submission of homework (at least 4 of 6 assessed "passed") - compulsory attendance of seminars, only three absences are tolerated. The course is completed with an written exam. Possibility to gain bonus points to the exam during the semester. Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Language of instruction
Further comments (probably available only in Czech)
Study Materials
The course is taught annually.
General note: Přednášky jsou dostupné online a ze záznamu.
Credit evaluation note: k = 1,5.
The course is also listed under the following terms Spring 2010, Spring 2011, Spring 2012, Spring 2013, Spring 2014, Spring 2015, Spring 2016, Spring 2017, Spring 2018, Spring 2019, Spring 2020, Spring 2021, Spring 2022, Spring 2023.
  • Enrolment Statistics (recent)
  • Permalink: https://is.muni.cz/course/econ/spring2024/BPF_OSFI