BPF_MAPF Managing Personal Finances

Ekonomicko-správní fakulta
podzim 2021
Rozsah
1/1/0. 3 kr. Ukončení: zk.
Vyučující
Ing. Barbora Buchtová, Ph.D. (přednášející)
John Eugene Gilliam (přednášející), doc. Ing. Martin Svoboda, Ph.D. (zástupce)
Ing. Barbora Buchtová, Ph.D. (cvičící)
John Eugene Gilliam (cvičící), doc. Ing. Martin Svoboda, Ph.D. (zástupce)
Garance
doc. Ing. Martin Svoboda, Ph.D.
Katedra financí – Ekonomicko-správní fakulta
Kontaktní osoba: Ing. Barbora Buchtová, Ph.D.
Dodavatelské pracoviště: Katedra financí – Ekonomicko-správní fakulta
Rozvrh
Po 16:00–17:50 S305, kromě Po 13. 9., kromě Po 1. 11.
Předpoklady
No prerequisites needed.
Omezení zápisu do předmětu
Předmět je nabízen i studentům mimo mateřské obory.
Předmět si smí zapsat nejvýše 24 stud.
Momentální stav registrace a zápisu: zapsáno: 2/24, pouze zareg.: 0/24, pouze zareg. s předností (mateřské obory): 0/24
Mateřské obory/plány
Cíle předmětu
The aim of this course is to:
• Develop students' knowledge and capabilities regarding their management of personal finances, including management of basic assets, saving instruments, consumer loans, debt, insurance needs, investments, and retirement plans.
Výstupy z učení
Upon successful completion of this course, students should be able to:
• Apply the basic personal finance concepts and tools, including time value of money, setting realistic goals, taxes, the planning process, and financial statements, through a case study.
• Demonstrate understanding of the concept of borrowing through mortgages, loans, other types of credit and credit cards, and calculate finance costs associated with those financial products.
• Make informed investment decisions by applying the concepts diversification, liquidity, financial risk tolerance.
• Identify risk management/insurance strategies that will protect an individual/family against financial loss.
Osnova
  • Syllabus
  • • 1. Introduction to financial planning;
  • • 2. Understanding financial statements and the financial planning process
  • • 3. Taxation and financial planning
  • • 4. Managing your Cash flow and savings
  • • 5. Own, lease or rent; housing and transportation
  • • 6. Using Credit and consumer loans
  • • 7. Protecting yourself
  • • 8. Protecting your property
  • • 9. Investing
  • • 10. Preparing for Retirement
Literatura
    povinná literatura
  • GITMAN, Lawrence J., Michael D. JOEHNK a Randall S. BILLINGSLEY. Personal financial planning. 13th edition. United States: South-Western Cengage Learning, 2014, xix, 635. ISBN 9781111971649. info
    doporučená literatura
  • HOLZMANN, Robert a Ufuk GUVEN. Adequacy of retirement income after pension reforms in Central, Eastern and Southern Europe : eight country studies. Washington: World Bank, 2009, xix, 307. ISBN 9780821377802. info
  • THOYTS, Rob. Insurance theory and practice. 1. vyd. London: Routledge, Taylor & Francis Group, 2010, 323 s. ISBN 978-0-415-55904-1. info
  • BLAKE, David. Pension finance. Chichester: John Wiley & Sons, 2006, xvii, 465. ISBN 0470058439. info
  • GITMAN, Lawrence J. a Jeff MADURA. Introduction to finance. 1st d. Boston: Addison-Wesley, 2001, xxx, 755. ISBN 0201635372. info
Výukové metody
Lectures, class discussion, class worksheets, written assignments, group work in and out of class.
Please note that the course will be taught partially online and partially in person (face-to-face).
This course is designed to provide each student with content, learning opportunities, and evaluation of learning objectives. To be successful in this course, a student should attend to all course content and take advantage of all learning opportunities that are specifically designed to prepare students for the exams and evaluation tasks upon which the final grade is determined. For optimal success, it is imperative that a student adhere to ALL availability periods for all evaluation tasks. The students' attendance in class is required. During the last 4-5 classes, attendance is imperative as this section of the class involves group work and group decision making in a simulated real life situation. All tasks in this course are set to a fixed schedule and there will be NO opportunity to extend or alter these availability periods.
Metody hodnocení
Requirements completing assigned questionnaires. The examination will consist of two written tests during the semester and an oral presentation at the end of the semester. A condition of successful completion of the course is to achieve at least 60% of the total points and participation in the two tests and presentation. The maximum achievable score is 100 points. For the evaluation of students, the following scale is used: A 92 - 100%, B 84 - 91%, C 76 - 83%, D 68 - 75%, E 60 - 67%, F less than 60%). Any copying, recording or leaking tests, use of unauthorized tools, aids and communication devices, or other disruptions of objectivity of exams (credit tests) will be considered non-compliance with the conditions for course completion as well as a severe violation of the study rules. Consequently, the teacher will finish the exam (credit test) by awarding grade "F" in the Information System, and the Dean will initiate disciplinary proceedings that may result in study termination.
Vyučovací jazyk
Angličtina
Informace učitele
The course is taught once a week.
The classes will cover the following topics:
• Block 1 Foundations of Financial Planning
• Block 2 Managing Basic Assets and Credit
• Block 3 Managing Insurance Needs
• Block 4 Managing Investments
• Block 5 Retirement and Estate Planning
Další komentáře
Studijní materiály
Předmět je vyučován každoročně.
Předmět je zařazen také v obdobích podzim 2017, podzim 2018, podzim 2019, podzim 2020, podzim 2022.